Of course, I am joking, but this recipe for disaster is played out day after day in Florida. Our miles of white sand beaches are irresistible getaways, and the sun's warmth is a welcome retreat from the daily grind of work in windowless cubicles. But today, the evidence is clear that such careless behavior can have serious consequences long after our tans have faded.

For years the medical community has warned us of the dangers of too much sun — premature skin aging and skin cancer. So, do you know enough to keep yourself safe from the sun's dangerous rays? Take this little quiz and see how you rate...

1. True or False: I should apply sunscreen as soon as I get on the beach.
   False. For best results, apply sunscreen to dry skin about 15-30 minutes BEFORE going outside.
2. True or False: I should apply sunscreen even on cloudy days.
   True. Even on a cloudy day, 80% of the sun's ultraviolet rays pass through the clouds.
3. What are UV rays and why are they dangerous?
   Sunlight consists of two types of harmful rays – UVA and UVB. Both are harmful and are major causes of burning and skin cancer. UVB rays are the sun's burning rays (which are blocked by window glass) and UVA rays (which pass through window glass) penetrate farther into the base layer of the skin. Both can cause suppression of the immune system which helps to fight the development and spread of skin cancer.
4. What is an SPF?
   SPF stands for Sun Protection Factor. Sunscreens are rated or classified by the strength of their SPF. The SPF numbers on the packaging can range from as low as 2 to as high as 60. These numbers refer to the product’s ability to screen or block out the sun’s burning rays.
5. What is the minimum SPF that dermatologists recommend?
   Dermatologists strongly recommend a sunscreen SPF of 15 or greater for all skin types.
6. Are tanning oils and sunscreens the same?
   No. Most tanning oils do not contain sufficient amounts of sunscreens and usually have an SPF of less than 2.
7. Is there a difference between sunscreens and sunblocks?
   Yes. Sunscreens chemically absorb UV rays. Sunblocks physically deflect UV rays.
8. How long will one application of sunscreen last?
   Sunscreens should be reapplied after swimming or perspiring heavily. So-called "water resistant" sunscreens may lose their effectiveness after 80 minutes in the water. Sunscreens rub off as well as wash off, so if you've towel-dried, reapply waterproof sunscreen for continued protection.
9. Is applying sunscreen all I need to do to protect myself from the sun?
   No. Use of wide-brimmed hats, protective clothing, and sun avoidance during the hottest hours (10 a.m. to 4 p.m.) are important.
10. How do I choose a sunscreen?
    The type of sunscreen you choose is a matter of personal choice. Sunscreens come in many forms ointments, creams, gels, lotions, and wax sticks — waterproof or not. (Note that some are sensitive to PABA, the basic ingredient in most sunscreens, and should seek products that contain other chemicals.)

How did you do? If you got seven or more correct, you've got sizzling sun savvy — particularly if you put that knowledge into practice regularly. Consistent and appropriate use of sunscreen is a necessity anytime you are outdoors more than 20 minutes — whether you are at the beach or at your favorite attraction. Some sun is good for us — it nourishes our bodies with Vitamin D — but moderation is the key. Having a sunburn is no fun and can easily spoil an otherwise good vacation, so play it safe and take the following steps to prevent sunburn and protect your skin: